For tamper-proof records of fund flows, especially for international aid and major infrastructure projects.

  • Validation and authentication

  • Sanction and approval

  • Payment generation

  • Reconciliation and reporting

  • Auditability and controls

  • PFMS was launched by the Government of India to track fund flow and payment processing. The term “Pranali” (Hindi for system/mechanism) within SAMMAN refers to a dedicated sub-system designed for high-volume, repetitive beneficiary payments. Unlike standard PFMS vendor payments, SAMMAN is optimized for social sector schemes (e.g., scholarships, pensions, MGNREGA wages).

    Despite its efficiency, users sometimes face issues. Here are the common problems and how to solve them:

    Date: [Insert Date]
    Prepared by: [Your Name/Department]

    | Stakeholder | Benefit | |-------------|---------| | Government | Saves crores in subsidy leakage; accurate data for policy making. | | Beneficiary | Gets money on time without middlemen; no need to run to multiple offices. | | Bank | Reduces fraudulent accounts; easier reconciliation via PFMS. | | Scheme Implementing Agency | Real-time verification; auto-rejection of ineligible cases. |